Frequently Asked Questions

 

We love questions – about mortgages, home loans and all finance products, or any other question you might have.  Please check below to see if we have already answered your question.  If not, please contact us:
 

If My Loan Is Declined Elsewhere, Does This Mean No?

Certainly not, loans in today’s market are now credit scored based on different criteria’s that a bank may have, it is highly important that at the start of a loan the submission gets approved 1st time, however with the knowledge we have and experience we can find a lender that will still approve your loan.

Do You Provide Free Valuations?

​Yes, we can arrange a free valuation upfront on your property, different valuers can vary by up to 25% so it critical that we get this done as this could save you thousands in unnecessary bank charges.

Do You Do Low Doc loans?

​Yes, we can arrange a free valuation upfront on your property, different valuers can vary by up to 25% so it critical that we get this done as this could save you thousands in unnecessary bank charges.

I Have A Bad Credit History, Can I Still Get A Loan?

​We understand that from time to time life takes a change, this could be health, divorce loss of a job etc so we don’t discriminate against people “Good People Bad Credit”.

How Much Can I Borrow?

​This varies with every lender, one lender may say loan to you $400,000 another lender with exactly the same details can lend $450,000, that is why it is good to have access to all the lenders, our calculator page will give you an indication but please contact s for an exact figure as you could miss out.

Do You Charge A Fee For Your Service?

​Our service is free, occasionally we may due to complexities of a situation charge a small nominal fee but this would always be advised upfront.

How Much Can I Borrow?

​This varies with every lender, one lender may say loan to you $400,000 another lender with exactly the same details can lend $450,000, that is why it is good to have access to all the lenders, our calculator page will give you an indication but please contact s for an exact figure as you could miss out.

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